How to Become a Home Inspector in Tennessee: 6 Steps

March 10, 2023 | 
How to become a home inspector in Tennessee

Are you interested in learning how to become a Tennessee Home Inspector? Look no further. This comprehensive guide to becoming a Home Inspector in Tennessee will lay out all the necessary qualifications and walk you through every step you need to take to receive your license and start practicing.

Planning to become a Home Inspector in Tennessee? Here’s what you should know:

Before becoming a Home Inspector in Tennessee, you should keep a few laws and details in mind. Chapter 65 of the 2005 Home Inspector License Act states that anyone who wishes to become a licensed Home Inspector in the state of Tennessee must complete an application and submit it to the commissioner of Tennessee.

Home Inspector Requirements in Tennessee

To become a Home Inspector in Tennessee and be legally compensated for your service, you must meet the following requirements.

Be At Least 18 Years Old

Anyone who wishes to become a licensed Home Inspector in Tennessee must be at least 18 years old, according to the Tennessee Department of Commerce & Insurance.

High School Diploma or Equivalent

Before starting your home inspection education, you must earn a high school diploma or an equivalent certificate, such as a GED.

Complete 90 Hours of Approved Education

Tennessee requires that all Home Inspectors complete at least 90 hours of home inspection education via a certified training program.

Submit to a Background and Criminal History Check

Before earning your Tennessee home inspection license, you must submit your personal information for a criminal background check.

Obtain General Liability Insurance

All Home Inspectors in Tennessee must obtain a General Liability insurance policy with a minimum policy coverage of $500,000.

Obtain Errors and Omissions Insurance

Home Inspectors in Tennessee must also carry Errors and Omissions Insurance. There is no required minimum policy coverage for this type of insurance.

How to become a Home Inspector in Tennessee: A complete 6-step guide to becoming a Georgia Home Inspector

Step 1: Complete 90 Hours Of Education

The Tennessee Department of Commerce and Insurance requires anyone wishing to become a Home Inspector in Tennessee to hold an official license. One must complete at least 90 hours of a commissioner-approved Home Inspector training program to receive a license.

There are many schools from which you can choose. For your convenience, we’ve provided a list of a few of the most popular schools below:

Pro Tip:

An official Tennessee Home Inspector training course will teach you both general and nuanced skills needed to become a Home Inspector, such as providing a repair estimate. The courses also walk you through preparing inspection reports, which are critical to building your credibility as a certified Home Inspector.

Step 2: Pass The National Home Inspector Exam (NHIE)

Once you have completed your required education, your next step is registering for and passing the National Home Inspector Exam (NHIE). Passing the exam will qualify you to become a member of the American Society of Home Inspectors, which can open your career to countless opportunities. This organization is one of the industry’s most well-known, having helped thousands of Home Inspectors form professional relationships and grow their businesses.

Pro Tip:

When studying for the exam, you should remember that the examination will test three performance domains: Property and Building Inspection/Site Review, Analysis of Findings and Reporting, and Professional Responsibilities. The Examination Board of Professional Home Inspectors (EBPHI) also has practice quizzes that can be purchased on the National Home Inspector Examination website.

Step 3: Obtain An Insurance Policy

You must have insurance to protect you and your clients to receive your official Home Inspector license. To be approved, you must secure and maintain an insurance policy of at least $500,000. Tennessee requires proof of the following insurance policies:

  • A general liability insurance policy of at least $500,000
  • A certificate of errors and omissions (E&O) insurance

Pro Tip:

General liability and E&O Insurance policies for small businesses usually cost around $50 monthly. You can speak with a licensed local insurance agent who has worked with other home inspectors to get the best rate and a better idea of what coverage you need. This insurance policy will protect you and your business if a client files a claim or lawsuit against you. While no one expects to make mistakes, preparing yourself for these instances will help preserve your reputation and practice in the home inspection industry. Some home inspection software companies, such as HomeGauge, offer discounts on E&O insurance premiums.

Step 4: Apply For An Official License

You must apply for an official license once you’ve completed your required 90-hour Tennessee Home Inspector course and passed the National Home Inspector Exam. You can apply for an official license by applying along with a $300 licensing fee to the Tennessee Department Of Commerce & Insurance.

Pro Tip:

The Home Inspector Licensing Program was enacted on April 18, 2005, requiring anyone who works as a Home Inspector in Tennessee to carry an official license.

Step 5: Continue Your Education

To maintain good standing with the Tennessee government, you must be committed to continuing your Home Inspector education. While the state does not require that you commit that many hours, it does state that all Home Inspectors must complete 32 hours of continued education every two years.

Pro Tip:

In Tennessee, at the end of your two-year licensure period, you are eligible to renew starting 90 days before your license expiration date, as long as you have completed your continuing education requirements. This renewal application must reach the commissioner no later than 30 days before the expiration date of your license.

Step 6: Register Your Business or Join a Firm

As you embark on your new career as a Home Inspector in Tennessee, you must decide whether to work for yourself or join an established firm. If you plan on working for yourself, you must register your business as an official legal entity in Tennessee. A business lawyer can help you with the necessary steps if you run into trouble.

Pro Tip:

If you aren’t sure which route to take, you may find it helpful to reach out to more established colleagues in the home inspection industry. Many inspectors have experience working solo and as part of a firm and are happy to share their wisdom.

How long does it take to become a Home Inspector in Tennessee?

The time required to become a Home Inspector in Tennessee will vary depending on multiple factors, including how long it takes you to complete the required 90-hour training program. If you are diligent about your training, completing this program in just a few weeks is possible, after which you can take the National Home Inspector Exam (NHIE).

How much does it cost to become a Home Inspector in Tennessee?

The cost of becoming a Home Inspector in Tennessee will depend on a few things, including which training school or course you decide to take. Some courses can cost as little as $100, while others may run you upwards of $500. If you choose to forgo a course, your only expense will be the $225 required to take the National Home Inspector Exam (NHIE). If a Home Inspector decides they would like more formal training, the process can sometimes cost upwards of $2,000.

What is the best Home Inspector training course in Tennessee?

There is no definitive “best” Home Inspector training program in Tennessee. A training program that worked great for another Home Inspector may not be suitable for you. You can choose from many options, and researching the one that works best for you and your business is critical.

Here is a list of a few programs that have helped many Home Inspectors in the past:

International Association of Certified Home Inspectors (InterNACHI)

InterNACHI is one of the most frequently used Home Inspector schools, providing free training, online testing, and certification. The program also assists with business development, marketing support, and discounts on Inspector needs, such as software and insurance. Becoming a member of InterNACHI is relatively cheap; Inspectors can pay either $49/month or $499/year.

American Home Inspectors Training (AHIT)

The American Home Inspectors Training (or AHIT) provides online courses, live classes, and professional assistance to help you continue your education and develop your home inspection business. The program offers three online courses ranging in price from $595 to $795. AHIT also offers live classes in various locations; these classes, however, can cost upwards of $1,400. 

Inspection Certification Associates (ICA)

The Inspection Certification Associates (ICA) provide ongoing career support for their Edcetera Home Inspection Members and Home Inspector training. 

Final Thoughts

Those looking to begin their journey toward becoming an official Home Inspector in Tennessee should follow the steps listed above to complete their training and receive a license. Along the way, you will have a few choices, including which school or program to enroll in to complete the required 90 hours of education.

Be sure to keep the following essential steps and tips in mind when working to become a Tennessee Home Inspector:

  • You must complete 90 hours of education before becoming a licensed Home Inspector.
  • The state of Tennessee requires that you pass the National Home Inspector Exam.
  • You must acquire a general liability insurance policy with at least $500,000 coverage.
  • You must have a high school diploma or equivalent to apply.
  • Continued education of at least 32 hours every two years is required.

If you’re considering a career as a Home Inspector in Tennessee and are looking to partner with a company that can provide you with all the tools you’ll need, contact our team at HomeGauge today.


How hard is it to become a Home Inspector in Tennessee?

Overall, it is pretty easy to become a Home Inspector in Tennessee. The rest of the process is easy if you complete 90 hours of commissioner-approved training and study adequately for the National Home Inspector Exam (NHIE).

Do you need a license to become a Home Inspector in Tennessee?

The Tennessee Department of Commerce requires a license to work as a Home Inspector in Tennessee.

How much do Home Inspectors make in Tennessee?

As of the publication of this article, Home Inspectors make an average yearly income of $52,559 per year in Tennessee.


Disclaimer: The information in this article should be used as a guide and was accurate at the time of publishing. Check with your state authorities for the most up-to-date regulations.

Subscribe For Updates

Sign up to get the latest HomeGauge news, articles, and announcements sent directly to your email inbox.

Get HomeGauge and start inspecting today

Get a FREE 30-Day Trial Now!