For Homebuyers
Inspection coverage you can rely on
As an added benefit of working with your inspector, your home inspection includes a HomeGauge Protect 100 Inspection Guarantee that covers important items in your new home for up to 100 days!*
- No deductibles or fees
- An easy-to-use online portal to submit and manage claims
- Choose your own repair person; no approvals needed
- Quick reimbursement via direct deposit
- No age limit on appliances
- Additional coverage available for purchase after 100 days through Protect Plus
*The Inspection Guarantee provides coverage for the homeowner for 100 days from the date of inspection or 30 days after the closing date, whichever is longer.
Submit claims easily, get reimbursed quickly
You can file online via the online claims portal quickly and seamlessly
There is no limit on how many claims you can submit during the coverage period
There are no deductibles or other fees to use this service
You get up to 100 days of coverage that includes appliances, HVAC, plumbing, electrical, structural (including roof), mold remediation — even washers and dryers**
Instant claim approval so you get your payments faster**
Up to $2,500 in total payouts
Live, expert support to help answer any questions
No hidden charges on the extensive list of covered items**
Easily Manage Your Claims
Your HomeGauge Protect 100 Inspection Guarantee provides repair reimbursement on inspected items. Your HomeGauge inspector includes this as part of their inspection service at no cost to you!
Once you file a claim and your submitted receipt is approved, you will qualify for up to $2,500 in total reimbursements for the cost of repairs or replacements. The money usually arrives in your bank account within 5 business days.
The HomeGauge Protect 100 Inspection Guarantee will cover, or contribute to, the cost of repairs and replacements for these items:
Major appliances — including washer & dryer!
Mold remediation
For the full list of coverage details, see below.
Frequently Asked Questions
How do I use HomeGauge Protect 100?
- Visit HomeGaugeProtect.com and enter your email address
- Check your email for a secure link to access your HomeGauge Protect account
- Open a claim and complete the simple 5 step questionnaire (takes less than 2 minutes!)
- Hire any trusted professional to make the repair or replacement
- Upload your receipt to the portal
- Enter banking information
- Get reimbursed within 5 business days!
What is the HomeGauge Protect 100 Inspection Guarantee?
The 100-day HomeGauge Protect 100 Inspection Guarantee is included as an added benefit of your recent home inspection from your Inspector. It provides repair/replacement reimbursement for items inspected and deemed in sufficient working order at the time of the inspection.
Do I need to pay anything for this?
No! HomeGauge Protect 100 has been provided to you as additional value from your home inspector. There are no administrative fees or deductibles to use this product and get reimbursed on repairs.
How do I make a claim?
Visit HomeGaugeProtect.com and follow the directions for logging in to get started.
How long does it take for my claim to be paid out?
Once the repair is finished and a receipt has been uploaded to your claim in HomeGaugeProtect.com, your claim will be evaluated and someone will reach out if any additional information is required.
For standard claims where policy holders provide their banking information, payments should be expected within 5 business days.
Who should I contact with questions?
Email support: support@homegaugeprotect.com
Call us: +1 (888) 670-8472
Chat with us: HomeGaugeProtect.com
Does this replace home insurance?
This does not replace your need for home insurance. You should still make sure your property is sufficiently insured.
Home or property insurance usually does not cover normal wear and tear on the items in your home. HomeGauge Protect 100 can offer some financial relief in these cases, assuming that the claim is submitted during the window of the term.
HomeGauge Protect 100 provides additional coverage as a benefit of working with your home inspector. During the length of its term, it will provide reimbursement for repairs made on covered items, up to a maximum of $2,500.
Do I need to submit an insurance claim in order to use this product?
No. You are not required to submit an insurance claim in order to use this product.
Does this replace an annual home warranty?
Although there are similarities between HomeGauge Protect 100 and a home warranty, HomeGauge Protect 100 is not a home warranty. Both will provide repair reimbursement for items covered by the policy.
Home warranties often require that you use one of “their guys” to repair or replace the item while HomeGauge Protect 100 does not.
Home warranties will often have a claim blackout period for the first 30-90 days; HomeGauge Protect 100 does not.
However, home warranties typically have a 12 – 18 month coverage term. HomeGauge Protect 100 has a much shorter window of 100 days, based on when the property was inspected.
How many claims am I allowed to make?
Policy holders are allowed to make multiple claims during the term, but payments are capped at a maximum of $2,500.
How much does my policy pay out?
HomeGauge Protect 100 pays up to a maximum of $2,500 in aggregate across all claims made during the term.
Each claim has a maximum payout corresponding to the type of item that requires repair. This can range from $500 to $2,500 per claim.
Can I use this to pay for a new appliance, if my old one is not broken?
The inspection guarantee is intended to be used on items that were deemed to be in a working condition at the time of inspection, but that require repair shortly afterwards (either 100 days after your inspection or 30 days after closing, whichever is longer). This product is not intended to subsidize the elective purchase of new items.
In an effort to investigate potential fraudulent claims, a copy of your inspection report may be requested before claims are paid out. Although rare, if fraud is suspected, claim payments can be denied.
Can I use this to pay for repairs on items that were broken at the time of inspection?
The inspection guarantee is intended to be used on items that were deemed to be in a working condition at the time of inspection, but that require repair shortly afterwards (either 100 days after your inspection or 30 days after closing, whichever is longer). This product is not intended to reimburse anyone other than the policy holder for repairs made.
This product is not intended to reimburse the policy holder for repairs made to items that were known to be broken at the time of inspection. In an effort to investigate potential fraudulent claims, a copy of your inspection report may be requested before claims are paid out. Although rare, if fraud is suspected, claim payments can be denied.
What are the full coverage details of HomeGauge Protect 100?
The coverage period is 100 days from the date of your inspection or the first 30 days after closing on your home, whichever is longer.
Limit of Liability refers to the maximum individual payout for each claim on that item. Policy holders can make multiple claims during the product’s term. However, the product pays a maximum of $2,500 in aggregate over the term of the Inspection Guarantee.